Track your credit cards, balance your checkbook, and budget your spending all in one integrated software. 3D Budget is the first true multi-dimensional personal budgeting software that integrates three dimensions of your finances to ensure that your budget is valid. 3D Budget merges budget plans with current funds (cash, checking, etc.) and current debt (credit and charge cards), and it uses patented logic to reconcile these three dimensions with each other. Through simple user friendly screens and clear structured logic, 3D Budget helps users establish control and discipline in personal expense management.

Unlike most other budgeting tools, 3D Budget has built in balancing functionality that checks whether or not you have accounted for all expenses. Most budgeting tools provide a framework for categorizing expenses, but do not provide any method for confirming that all expenses have been captured. This is a serious omission because it allows you to think you are staying within your budgeting limits, when in reality you could have omitted significant expenses and may be in danger of running out of money. 3D Budget confirms that your budget is balanced by reconciling your budget plans with all of your current funds and credit.