Personal Finances is an elegant, easy, yet technically advanced personal financial manager for Windows users. Putting budget tracking on auto-pilot, the program will help users to plan budget, track income and expenses and cut back on unnecessary expenses. This tool will also help users to track expected income, spending and see how much money the user will have at any date in the future. Personal Finances is portable and can be installed on any USB flash drive.

Designed with the beginner in mind, Personal Finances lets anyone take the first steps into budget planning without a learning curve and shock from software complexity. For the most part this is due to a easy, well-designed interface. The main window puts all financial transactions, accounts, tools and options in front of the user, letting you review any budget item and modify the budget.

To get started, the user is required to create accounts, which can be a etc, cash, pocket money, real bank account, credit card. The next step is to enter transactions, both purchases and earnings. To make it simpler for the user to track budget in details, transactions can be defined with tags, categories, family members. Tags help to distinguish between similar transactions that fall into the same category.

Personal Finances has a powerful reporting tool that can generate pie, bar chart reports and trands with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by family members, tags, categories. By clicking on any item in the report, user can drill down deeper to transactions associated with the item. Reports can be printed, or saved to file in HTML, CHM, or TXT.

The program can help the user review the financial health of the home budget, see the spending categories that can be trimmed in order to make a balanced budget one can live on without lapsing into debt.