Under normal circumstances, one of the main pieces of information required by a mortgage lender from a potential client is proof of income. For self-employed people or people who work primarily on commission or contract, this type of proof can be little difficult to produce. This is where a self certification mortgage comes in. The basic concept is that the applicant does not have to provide this proof and as a result of the higher level of risk taken on by the loan provider, the interest rate is higher than it would normally be with a standard mortgage product.

Because the self certification mortgage is an off standard type of mortgage product it can sometimes be a little difficult to find good solid information about it. This is where you should find our search tool useful. It is geared towards this specific area and should help you to locate relevant information about this type of mortgage product quickly. The other problem that people often encounter when searching for mortgage related information is that because this type of finance is such a profitable business for the lenders is difficult to locate unbiased information that is not attached to a specific company or deal that they have available.

As with all large financial undertakings research is key and we hope you find this search to be helpful in growing your understanding of the subject of these types of mortgages.

The downloadable version of this tool installs on any Windows operating system and if you are not currently a Windows user there is an online version that you can use at our web site. The tool has also been optimized in terms of package size to make for a small download that should work very well even for people with a dial-up connection. We hope you find the search to be useful and if you need any other more specific information about self certification mortgages you can also check out our web site as there is an amount of detailed information on the subject on there.